I've done most of my banking at ING direct and Presidential Bank - out of state banks that offered much higher interest than anything local.
Both ING and Presidential have lowered their interest rates, which makes Washington Mutual one of the best bets for interest on personal savings, with online Savings with no minimum balance getting 4% Interest!
So, if you have any money in savings, and you're getting the average .25%, why not get 8 times that much interest at WaMu?
The customer service has so far been amazing as well.
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I've been using ING Direct myself for 3 years now and quite like it, but have been pretty disappointed at the lowering rates lately. I heard WaMu is one of the best interest rates currently, but am not quite to the point where I'm ready to switch. Guess we'll see if ING keeps going down.