I signed up for mint.com a few months ago and love it with few reservations. I highly recommend it if you haven't found a good and simple way to track your expenses and investments.Mint.com signs into your online bank, credit card, mortgage, and investment accounts, and downloads all of your transactions into one place - whether you wrote a check, paid with a credit card, or earned interest in your bank, you see it all at once, in one place.
The service currently monitors for me:
- 5 checking accounts
- 7 savings accounts
- 6 credit cards
- 3 investment accounts (1 IRA and 2 401Ks)
- mortgage loans
I've also set up a basic budget with mint.com, and it emails me and sends me an sms text message the moment it finds out about transactions that put me over budget in a given category.
Here's other things you can do:
- Edit the names and categories of transactions
- Split a transaction into multiple parts to categorize it differently.
- Create new categories for transactions that aren't built-in
- Compare the history of your investment accounts against the stock market
- Compare your accounts to others to make better interest, or get better credit card rewards.
Days I've Blogged in a Row: 2 (100%)
I haven't heard of this one! You're fairly confident of its security?
Also, do you pay bills through it, or still do your normal online banking, and it just does the tracking?
@antof9 - It's just a tracking system - though I did get an email and a text message on my phone today that I have a credit card payment due in 5 days.
I'm fairly confident of it's security, though I haven't done a ton of research on it. Mostly what I found was conversations on web finance forums like:
1: "Is it secure?"
2: "Oh, mint.com doesn't actually handle the accounts, it's [some web service]"
1: "Oh, great! [some web service] has great security!"
... I just don't remember the name of [some web service].